Short-Term Loans: a Better Way to Borrow

Life is full of surprises, some good and some bad. Unfortunately, when it comes to finances, you rarely see spontaneous gifts of cash. Instead, many people face unexpected expenses they are unprepared for. Whether it’s a medical bill or home repair, short term loans help thousands of Americans cover financial emergencies every day. Mountain Summit Financial provides short term loans up to $1,500 for first-time borrowers, and up to $2,500 for subsequent loans.

Short term loans can be used to cover a wide range of expenses, and the loan application process is quick, easy, and completely online. At Mountain Summit Financial, we’re dedicated to helping customers cover unexpected expenses and get back on track financially.

Benefits of Short-Term Loans

Mountain Summit Financial can help you acquire a short term loan, which is a small loan that you can use to cover general expenses. The Advantages of Mountain Summit Financial short term loans are:

  • They’re available in small amounts, so you don’t have to get into more debt than you need to.
  • Unlike auto title loans, they’re not determined by how much your car is worth, they’re not subject to a lengthy appraisal process, and you don’t have to own a car.
  • The application process is completely online, so you don’t need to visit a shop and wait in line.
  • There’s no pre-payment penalty, so you can pay off your short term loan early.
  • There are no hidden fees, so you’ll know what you owe upfront.
  • Qualified returning customers may be eligible for rate discounts.
  • You can spend your loan on a wide range of expenses, so you’re not limited on how you can spend your funds.
  • The short term loan approval process is quicker than traditional loans: a matter of minutes vs days or weeks.

Typical Short-Term Loan Reasons

There are many reasons why customers turn to Mountain Summit Financial for quick funding. With loan amounts up to $2,500 for returning customers, there’s a lot you can cover. Here are some of the common reasons borrowers request short term loans.

  • Car accidents
  • Flat tires
  • Car repairs
  • Home repairs
  • Groceries
  • Utility bills
  • Overdraft fees
  • Car payments
  • Unexpected travel
  • Medical bills
  • Medicine
  • Childcare
  • Children’s needs
  • And much more!

A More Secure Future

Mountain Summit Financial is here to support consumers facing short-term financial hardship. While short term loans are not meant to fix larger financial problems, sometimes a small loan is all you need to get back on your feet. When you have no other source you can turn to for the funds you need to cover expenses, Mountain Summit Financial can help with quick online funding.

Short-Term Loans Online From Mountain Summit Financial

We are here to help with cash you can use as soon as one business day after you apply. Here’s how our loans work:

  1. Apply online from the comfort and privacy of your own home or anywhere with your mobile device.
  2. Choose the amount you would like to borrow and submit your request. First-time borrowers can request up to $1,500, while return customers can receive up to $2,500. Only borrow the amount you need and can repay.
  3. Check your bank account for your funds and spend wisely. Don’t forget to review the terms of your loan offer and make timely payments.

Ready to Get Funding?

At Mountain Summit Financial, we’re here for you. If you’re ready to get the funding you need, start your short term loan request now.

Ready to Get Funding?

At Mountain Summit Financial, we’re here for you. If you’re ready to get the funding you need, start your short term loan request now.

Have you had a loan with us before?

Welcome back! Sign in and apply faster with your same info!


No problem. There's a few easy steps to apply for a loan!

Choose your state

Thank you for considering us.
Great! Hang tight while we connect you...
Mountain Summit Financial is unable to offer you a loan at this time, please feel free to apply with our affiliate, Uprova!
Yes, let's go!
Yes, let's go!