Mountain Summit Financial Can Help You Cover Unexpected Health Care Costs

You can rely on Mountain Summit Financial for fast and secure short-term funding when you need it. We know how important your health is and how difficult it can be to cover medical expenses.

One of the things we are most proud of is helping our customers cover healthcare-related costs. Whether you are looking for short-term funding for an x-ray or trip to urgent care, Mountain Summit Financial can help you take care of yourself and your family.

Health care costs add up quickly and can become an overwhelming burden. Even with health insurance, many Americans struggle to meet the costs related to staying on top of their health. It can take months to reach health care deductibles. For the uninsured, access to health care is challenging. You can get the health care you need and avoid debt collection by taking out a simple short-term loan from Mountain Summit Financial.

The Rising Cost of Health Care

The cost of health care has been on the rise. In 2018, the average person spent $4,968 on health care, according to a news release from the Bureau of Labor Statistics. The average cost of out-of-pocket spending has increased 50% from 2007 to 2017, according to the National Health Spending Explorer.

The Price of a Check-Up or Wellness Visit

For insured consumers, the cost of a wellness exam could be covered. An annual wellness exam is included in most ACA compliant health plans, according to the ACA. For the insured, some preventative services are included for adults, women, and children. View a list of these services here.

If you require an additional check-up or wellness visit or require lab tests, you could be required to pay a co-pay or deductible. In some cases, you can decrease the price of basic tests or consultations by going to your local CVS. Here is a list of CVS prices for various health services. A basic health screening can cost between $59 and $69 at CVS.

What Does It Cost for a Doctor Visit Without Insurance?

According to a ‘secret shopper’ study by Johns Hopkins Bloomberg School of Public Health, the average cost of a primary care visit for an uninsured patient is about $160. The study also found that prices are not very flexible, with only one in five people told they could be seen without paying the entire cost upfront.

Other Health Care Costs

Health care costs vary widely. How much you will be expected to pay depends on where you live, if you have insurance, the type of coverage you have, if your visit happens in-network, etc. Here are some general costs for common health care expenses from Blue Cross, but you may be billed more or less depending on your circumstances.

  • Adult routine physical $200-$240
  • Child exam (newborn to 24 months) $160-$180
  • Child exam (age 24 months to 16 years) $160-$190
  • Female exam (ages 18-40) $185-$240
  • Female exam (over 40) $280-$330
  • Adult office visit $130-$180
  • Child visit $115-$160
  • Adult ER visit $580-$700
  • Child ER visit $510-$635

What Does It Cost to Fill Prescriptions?

Americans spend more than $1,200 on prescriptions per capita per year, according to the Organization for Economic Cooperation and Development (OECD). According to a report from the CDC National Center for Health Statistics, generic prescriptions cost an average of $6, while name-brand prescriptions cost around $30.

Ways to Cover Health Care Costs

The cost of health care can quickly become overwhelming but avoiding doctor visits and preventative care could cost you more both financially and personally. Many types of screenings and tests can catch a disease before it starts or advances. According to the U.S. Centers for Disease Control and Prevention (CDC), 7 out of 10 deaths in American are linked to chronic diseases, many of which are preventable.

Don’t avoid getting the care you need to stay healthy. Mountain Summit Financial can help with fast short-term funding up to $1,500 to cover health care expenses.

Ready to Get Funding?

At Mountain Summit Financial, we’re here for you. If you’re ready to get the funding you need, start your short term loan request now.

Ready to Get Funding?

At Mountain Summit Financial, we’re here for you. If you’re ready to get the funding you need, start your short term loan request now.

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